• Navigating the Real Estate Market in New York City: Mortgage Rates and Selling Your Home,Michael Santiago

    Navigating the Real Estate Market in New York City: Mortgage Rates and Selling Your Home

    Understanding the current mortgage landscape is crucial for anyone considering selling their home in New York City. As of today, mortgage rates are at at the lowest they have been in the last six months, 6.89% for a 30-year fixed-rate mortgage, and 6.32% for a 15-year fixed-rate mortg

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  • Thinking of Moving to New York City? Here’s Your Comprehensive Guide,Michael Santiago

    Thinking of Moving to New York City? Here’s Your Comprehensive Guide

    Moving to New York City (NYC) is a dream for many, but it can also be a daunting endeavor. Whether you're drawn to the city's vibrant culture, career opportunities, or simply the excitement of urban living, planning your move requires careful consideration and preparation. From navig

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  • Pre-Qualification vs. Pre-Approval: Why one is Better than the other.,Michael Santiago

    Pre-Qualification vs. Pre-Approval: Why one is Better than the other.

    When you're gearing up to buy a home, knowing how much mortgage lenders will approve you for is crucial. If you find out you qualify for $200,000, you'll focus your house hunt in that price range. That's where getting pre-approved for a mortgage becomes key—it's way better than just being pre-qual

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